Option 1 - Home building cover
This covers your house, its fittings and fixtures, including garages, outbuildings, fences, gates and in-ground pools, against Insured Events*. If your home is damaged or destroyed by any of the Insured Events*, you’ll be covered for the reasonable costs incurred to repair or rebuild at today’s prices, up to the limit of protection you have selected, less any policy excess.

Option 2 - Home contents cover
This option provides cover for your furniture, furnishings and most household goods and personal effects against loss or damage by any of the Insured Events*. Repair or replacement at current prices up to the limits of protection, less any policy excess, will apply to most contents/items. Some high risk items such as jewellery and stamp collections are subject to item and overall limits.

* These are the insured events:
With home building cover or home contents cover, your property is insured against damage caused by storm, rain or flood (see definition of flood on page 12 of the policy), fire or explosion, malicious acts, theft or attempted theft, accidental escape of liquid and the cost of locating the leakage, collision, falling trees or branches, lightning, earthquake and strikes, riots or civil commotion and accidental breakage of fixed glass.

As with all insurance policies, limits exclusions and conditions apply. You should read your Product Disclosure Statement and Policy Wording carefully.

Option 3 - Personal valuables cover
If you choose home contents cover, you may also choose to include this option which will provide you with worldwide insurance coverage for your valuable personal belongings, such as jewellery, watches, cameras and some sporting equipment (except during use) - even personal money and financial transaction cards.

Personal valuables may be insured as specified or unspecified items. Different levels of cover apply according to whether an item is insured as a specified or unspecified item.

Property, emergency and legal assistance
When you take out your Secure^TM Home Extra Insurance with Vero, you will have access to a 24-hour legal and property assistance hotline. One phone call gives you fast access to emergency repairs, tradespeople to do a particular job or just simple advice on maintenance. And if you need it, you can also obtain initial legal advice or guidance.

Do you want a cover that will give you peace of mind that your home and contents will be covered for accidental loss and damage?

Option 1 – Home building cover
This option will provide cover for your house including fixtures and fittings such as garages, outbuildings, gates and fences, in ground pools and pergolas, against accidental loss or damage as well as cover for events such as those involving Storm, Fire, Flood, Malicious acts and Theft.
If your home is damaged or destroyed accidentally, you’ll be covered for the reasonable costs incurred to repair or rebuild at today’s prices, up to the limit of protection you have selected, less any policy excess.

Option 2 – Home contents cover
This option will provide cover for your contents items including furniture, furnishings, household goods and personal belongings against loss or damage as well as cover for events such as those involving Storm, Fire, Flood, Malicious acts and Theft.
If your contents are damaged or destroyed accidentally, you’ll be covered for repair or replacement at current prices up to the limits of protection, less any policy excess. There are some high risk items such as jewellery and stamp collections that are subject to item and overall limits within this option.

Option 3 – Unspecified and Specified Valuables
This option provides worldwide insurance cover for your personal valuables such as jewellery, watches, mobile phones and cameras and is available to you if you have elected to purchase the Secure Home Elite contents cover. You can insure your personal valuables either as unspecified items, specified items or a combination of both. Limits will apply for certain unspecified personal valuables items along with your policy excess at the time of a claim.
Please read the Policy Disclosure Statement to ensure that you are aware of the full terms and conditions of the policy.

As a landlord, your home is a significant investment - so it is important that you have effective insurance to protect yourself if it is damaged or destroyed. We have designed the Secure Landlord insurance policy to provide you with just that.